How much is the DLD transfer fee in Dubai?

The Dubai Land Department transfer fee is 4% of the purchase price, plus a small admin fee. It is usually paid by the buyer.

Are these figures exact?

They are standard rates for a typical ready-property sale. Trustee fees, developer NOC fees and bank fees vary, so confirm the final amounts before signing.

Does the calculator include bank or developer fees?

No. Bank arrangement fees and developer NOC fees vary by case, so they are left out. Confirm them with the bank and the developer.

Can agents use this calculator inside AIRA?

Yes. The same calculator runs inside every deal in AIRA, so agents can give a buyer the full cost breakdown as a PDF in seconds.

Free tool · Dubai real estate

Dubai property fees & commission calculator

Work out what a buyer pays on top of the price on a Dubai property purchase: the DLD transfer fee, the trustee office fee, agency commission with VAT and, if there is a loan, mortgage registration. The calculator also shows what the brokerage and the agent earn on the deal. It is built by AIRA, the WhatsApp CRM for Dubai real estate, and uses the same maths that runs inside every deal in our CRM.

Updated 14 October 2026 · by the AIRA team

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Purchase price

AED

Agency commission

Mortgage amount (0 if cash)

AED

Agent's share of commission

Buyer pays on top of the price

AED 126,780

DLD transfer fee (4% + AED 580 admin): AED 80,580
Trustee / registration office: AED 4,200
Agency commission incl. 5% VAT: AED 42,000
Total incl. price: AED 2,126,780

For the agent

Brokerage commission (before VAT)AED 40,000

Agent's share (50%)AED 20,000

What fees does a buyer pay on a Dubai property purchase?

On a typical ready-property sale, the buyer pays the DLD transfer fee, a trustee office fee, the agency commission plus VAT, and mortgage registration if the purchase is financed. The calculator adds these up and shows the total on top of the price.

The table shows how each line is worked out.

Fee	How the calculator works it out	Notes
DLD transfer fee	4% of the purchase price + AED 580 admin	Usually paid by the buyer
Trustee / registration office	Standard trustee office fee	Varies; confirm with the trustee
Agency commission	Your commission % of the price	You set the rate
VAT on commission	5% of the commission	A 2% commission costs the buyer 2.1%
Mortgage registration	0.25% of the loan amount + admin fee	Only when there is a loan

How is the DLD transfer fee calculated?

It is 4% of the purchase price, plus a small admin fee, and it is usually paid by the buyer. The calculator uses 4% plus AED 580 admin.

The transfer itself is registered through the Dubai Land Department's title transfer service, which lists the current service fees.

Is VAT charged on agency commission in Dubai?

Yes. 5% VAT applies to the brokerage's commission, so a 2% commission costs the buyer 2.1% of the price.

In the calculator, VAT is applied to the commission line only. It shows commission including VAT as one line, and shows the brokerage's commission before VAT separately in the agent panel.

What does mortgage registration cost?

Registering a mortgage with DLD costs 0.25% of the loan amount plus an admin fee. Enter the loan amount in the calculator and this line appears; leave it at 0 for a cash purchase and it disappears.

Details of the service are on the Dubai Land Department's mortgage registration page. Bank arrangement fees are separate and vary by lender, so they are not included.

What does a worked example look like?

Take the calculator's starting values: a purchase price of AED 2,000,000, a 2% agency commission, a cash purchase and a 50% agent share. These are example inputs, not market figures.

DLD transfer fee: 4% of 2,000,000 is AED 80,000, plus AED 580 admin, so AED 80,580.
Agency commission: 2% of 2,000,000 is AED 40,000. VAT at 5% adds AED 2,000, so the buyer pays AED 42,000, which is 2.1% of the price.
Trustee office fee: added by the calculator as a fixed line.
Mortgage registration: none, because the loan is 0.

On the agent's side, the brokerage's commission before VAT is AED 40,000, and a 50% agent share is AED 20,000. Change any input and every line updates.

How is the agent's commission split worked out?

The calculator takes the brokerage's commission before VAT and applies the agent's share you enter. VAT is collected from the buyer and isn't part of the split.

This is the same calculation AIRA runs on deals inside the CRM, where commission is tracked per agent and per deal. Agents can send AIRA the price and the terms in WhatsApp and get back the commission, the fees and, for off-plan, the payment plan, then give the buyer the full cost breakdown as a PDF.

Where can I learn more?

If you are running a brokerage on spreadsheets, read CRM vs spreadsheets. For listing compliance, see how AIRA keeps listings Trakheesi-ready. For lead handling, see Property Finder and Bayut leads in one CRM, the WhatsApp CRM and real estate CRM for Dubai pages, the full feature list, or about us. New brokerages get 3 months free.

Questions brokerages ask

How much is the DLD transfer fee in Dubai?: The Dubai Land Department transfer fee is 4% of the purchase price, plus a small admin fee. It is usually paid by the buyer.
Is VAT charged on agency commission?: Yes. 5% VAT applies to the brokerage's commission, so a 2% commission costs the buyer 2.1% of the price.
What does mortgage registration cost?: Registering a mortgage with DLD costs 0.25% of the loan amount plus an admin fee.
Are these figures exact?: They are standard rates for a typical ready-property sale. Trustee fees, developer NOC fees and bank fees vary, so confirm the final amounts before signing.
Does the calculator include bank or developer fees?: No. Bank arrangement fees and developer NOC fees vary by case, so they are left out. Confirm them with the bank and the developer.
Can agents use this calculator inside AIRA?: Yes. The same calculator runs inside every deal in AIRA, so agents can give a buyer the full cost breakdown as a PDF in seconds.